Terms of Service

Effective Date: 02/20/2026

These Terms of Service (“Terms”) govern your use of the All States Insure website (the “Website”), (“Company,” “we,” “us,” or “our”).

By accessing or using this Website, or by calling the phone number displayed, you agree to be bound by these Terms. If you do not agree, do not use this Website.

1. Nature of Service

The Website is a marketing and call-routing platform designed to connect consumers with licensed insurance agents, agencies, and insurance service providers.

All States Insure:

  • Is not an insurance carrier
  • Does not issue insurance policies
  • Does not guarantee coverage approval
  • Does not provide legal or financial advice

We connect users with independent licensed insurance professionals.

2. Eligibility

You must be at least 18 years old to use this Website.

By using this Website, you represent that:

  • You are at least 18 years of age
  • All information you provide is accurate and truthful
  • You are seeking insurance information for lawful purposes

3. Communications & Consent (TCPA Notice)

By submitting your information or calling the phone number displayed, you consent to being contacted by phone (including autodialed calls), prerecorded voice, SMS, or email regarding insurance-related services.

Consent is not required as a condition of purchasing any insurance product.

You may opt out at any time by:

  • Informing the representative during a call
  • Contacting us directly

Standard message and data rates may apply.

4. No Guarantee of Coverage or Rates

Insurance quotes, rates, and coverage options are determined by licensed agents and insurance carriers and may vary.

We do not guarantee:

  • The lowest price
  • Coverage approval
  • Availability in all areas
  • Placement with any specific insurance carrier

5. Intellectual Property

All content on this Website, including text, graphics, logos, layout, and code, is the property of All States Insure and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or exploit any content without prior written permission.

6. Prohibited Uses

You agree not to:

  • Use the Website for unlawful purposes
  • Submit false or misleading information
  • Attempt to disrupt Website functionality
  • Copy, scrape, or reverse engineer Website content
  • Interfere with call systems or routing infrastructure

We reserve the right to restrict or terminate access for violations.

7. Third-Party Services

The Website may connect you with third-party insurance agents, carriers, or partners.

We are not responsible for:

  • Actions or conduct of third parties
  • Insurance advice or recommendations
  • Claims handling or policy servicing
  • Coverage decisions or disputes

Any insurance relationship is solely between you and the licensed provider.

8. Disclaimer of Warranties

The Website is provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not guarantee:

  • Continuous or uninterrupted access
  • Error-free functionality
  • Accuracy or completeness of content

Your use of the Website is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, All States Insure shall not be liable for any:

  • Indirect or consequential damages
  • Loss of profits or revenue
  • Loss of data
  • Insurance-related disputes or outcomes

Our total liability shall not exceed one hundred dollars ($100).

10. Indemnification

You agree to indemnify, defend, and hold harmless All States Insure from any claims, damages, liabilities, or expenses arising from:

  • Your use or misuse of the Website
  • Your violation of these Terms
  • Any false or misleading information provided by you

11. Arbitration Agreement

Any dispute arising out of or relating to these Terms or your use of the Website shall be resolved through binding arbitration.

You agree to waive:

  • Your right to a jury trial
  • Your right to participate in class action lawsuits

Arbitration shall take place in the state where All States Insure is registered, unless otherwise required by law.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

13. Modifications

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date.

Continued use of the Website constitutes acceptance of the updated Terms.